Finance and Deposit

Joint tenants versus tenants in common in Queensland, and the ownership, estate and relationship-breakdown questions buyers should think through before buying property with someone else.

How council rates, water charges and body corporate levies are adjusted at settlement in Queensland, and why the figures on your settlement statement may differ from listing assumptions.

What Queensland buyers should budget for beyond the deposit, including finance clause timing, lender valuation risk, and the search, legal, duty and settlement costs that add up before settlement.

Queensland's first home owner grant and transfer duty concessions explained, including current thresholds for established and new homes, and why buyers must verify figures with QRO directly.

What Queensland buyers should check before signing an off-the-plan contract, including sunset clause protections, settlement timing, developer risk, and body corporate considerations.

What Queensland buyers need to prepare before bidding at auction, including finance readiness, building and pest checks, contract review, deposits, and why cooling-off does not apply.

What Queensland buyers should check when purchasing a property with an existing tenant, including lease continuation, notice requirements, bond records and landlord obligations.

Queensland's additional foreign acquirer duty, foreign land tax surcharge, and the federal ban on foreign purchases of established dwellings, and why buyers must verify their own status individually.

What happens under Queensland law if a property is damaged between contract and settlement, when risk passes to the buyer, and what to do if damage occurs before you get the keys.

What a Queensland body corporate is, what records buyers should review, admin vs sinking funds, levies, warning signs of major upcoming costs, and what seller disclosure alone does not cover.