Home Insurance

What Queensland buyers should budget for beyond the deposit, including finance clause timing, lender valuation risk, and the search, legal, duty and settlement costs that add up before settlement.

What buyers should check before purchasing acreage or semi-rural property in Queensland, including access, water supply, septic systems, bushfire and flood risk, and boundary checks.

What Queensland buyers should check when a property has a pool, including the QBCC pool safety register, certificate requirements at sale, and what a building and pest inspection does not cover.

Why sheds, decks, pools and extensions on a Queensland property may not be approved even if they look well built, how to check council records, and the risks of buying without checking.

What happens under Queensland law if a property is damaged between contract and settlement, when risk passes to the buyer, and what to do if damage occurs before you get the keys.

How Queensland maps bushfire hazard, what buyers should check for a specific property, and when a qualified bushfire consultant is needed before building or renovating.

How to check flood risk for a specific Queensland property, the difference between historical and modelled flood data, and why suburb reputation is not a substitute for a property-level check.

What a Queensland body corporate is, what records buyers should review, admin vs sinking funds, levies, warning signs of major upcoming costs, and what seller disclosure alone does not cover.

Learn how home and contents insurance works in Queensland, including policy structures, local weather risks, Key Fact Sheets, and premium drivers.

What Queensland property owners should prepare for during storm and cyclone season, from roof maintenance to insurance excess and cover.